10 Online Investment Opportunities in Nigeria

10 Online Investment Opportunities in Nigeria

December 31, 2020 0

Are you looking for online investment or business opportunities in Nigeria? We are in an age of technological adoption; the internet is a big space, especially for businesses looking for global adoption. As long as one has a mobile phone or even a laptop, they can easily start making money online with little or no financial obligations.  

Technology has evolved the way we do things. With the internet, there are more ways than ever for you to invest. We now feel completely comfortable conducting financial practices and trusting that things will be handled efficiently and securely. Figuring how and what to invest in is the real challenge, especially not knowing whether an opportunity will flourish or not.  The key is leveraging on the right investment channels that are profitable and probably also safe. 

10 Online Investment Opportunities in Nigeria
You can run online investment opportunities from home

However, you should know that there are no investment opportunities without risk, even if we use the internet. These are also some of the most relevant factors to keep in mind when we decide between different investment platforms. Nowadays, there are so many options that even small differences in reputations for security, efficiency, safety, and customer service can make a huge difference. We have curated investment opportunities you can take advantage of as a business owner to expand your reach and business capital.

10 Online Investment Opportunities in Nigeria


It was first launched as a savings platform as piggybank before it rebranded and added investment to its portfolio.   PiggyVest allows people to invest in its mix of investment options. The investment plan allows you to invest in companies while earning an interest rate of nothing less than 25% over your capital. Their investment options include Investify, Safelock, Flex Naira, and Flex dollars.

SafeLock: With this plan, you can lock up your savings for a specific time. Unlike core savings and target savings, you can’t withdraw before the set time.

Flex Dollars: This plan allows you to save and invest in dollars. A 7% interest rate is given to you per annum when using this plan.

Invesify: This plan allows you to earn more on your savings by investing in both primary and secondary investment opportunities. The investment risks are usually on a low or medium level. 


Cowrywise is more of a savings app than an investment app. It helps you get interest through a savings account. However, Cowrywise also allows you to invest in different mutual funds, and also earn by compound interest or save in dollars.  With as little as N100, you can start saving on Cowrywise platform. The minimum duration of investment and savings is three months or could be six months and more. The systematic Investment program allows you to regularly invest a fixed amount into a mutual fund daily, weekly or monthly.

Cryptocurrency and Bitcoin

Cryptocurrency is one of the biggest and riskiest investment opportunities in Nigeria and around the world. The good thing about cryptocurrency is that you can make quick money if you know how the system works, knowing when to sell or buy. Buying cryptocurrencies like Bitcoin, Ethereum, Litecoin, Altcoin, XRP, and others is a high yield investment opportunity.

You can use this if you have already got some extra cash and more funds to expand your business beyond the current capacity. Make sure you contact a professional who can give you a hand with proper knowledge of blockchain and cryptocurrencies. Or you can leverage on platforms like Bundle or Buycoins Africa; their processes are simplified even for beginners.


Wealth.ng is another investment platform that allows you to invest in foreign stocks with any currency even with naira. You can invest in agriculture and real estate on wealth.ng platform, and in turn, you will receive periodic interest payments every year you hold the assets.

The agricultural investment plan allows you to earn a bigger profit by investing in agriculture. Your funds are invested into farms of your choice and get to track your investments. Besides that, there is an option in real estate investment, which allows you to invest as little as N10,000 and enjoy over 18% interest per year.


Trove allows you to be a global investor on their platform, an opportunity for the citizens in Nigeria to access shares of public companies.  With as low as N100, you can start investing in American, Chinese and Nigerian stocks, Bonds, ETFs. The platform possesses easy-to-use tools that help you to monitor and keep track of all your investments.

When you automate your investments by linking a debit card to the Trove App, you can buy any publicly traded equity, bond or foreign assets as a one-off investment using a debit card or bank transfer. You can also sell your assets right from the app & have the funds deposited into your account. Most importantly, Trove high-level bank security feature helps to protect your confidential and personal information.

Thrive Agric

Thrive Agric is an agro technology-enabled online investment app, that gives access to funds for farms.  While it offers micro loans to farmers, individuals are allowed to invest in different agric options.  Agric investments in this platform mature between three to nine months. And returns to be received from your investment range from 6% to 25%. Plus, participants get periodic updates of activities on your farm.


The I-invest app that enables you to securely purchase and manage Treasury Bills, Eurobonds and Equities from your mobile device. In addition, the application provides a UI dashboard to track diverse investment portfolios, provides a convenient way for retail investors to save money whilst earning attractive interest rates, and allows retail investors to help fund infrastructure projects in Nigeria whilst earning an income.


On Bamboo, you are able to trade stocks on the United States stock exchange market from Nigeria.  Bamboo helps you to buy, hold and sell hundreds of stocks in both Nigerian and the United States stock market seamlessly. You can track your investment in the comfort of your home with your smartphone or laptop.

When you fund your wallet you can buy stocks on Apple and Amazon. This digital app helps to curate top stocks, American Depositary Receipts (ADRs) and Exchange Traded Funds (ETFs) in the United States. Bamboo is a member of the Nigerian Security Exchange Commission (SEC), and also part of the Securities Investor Protection Corporation (SIPC) in the U.S.


Farmcrowdy is an online crowdfunding agriculture platform that connects farmers with investors interested in agriculture. As an investor on Farmcrowdy, you are entitled to receive bi-weekly updates for farm cycles which are 6 months or less and monthly updates for farm cycles exceeding 6 months.

Farmcrowdy has a profit-sharing formula; 40% of the profit for the farmer, 40% of the profit for the farm sponsor and 20% of the profit for the farm crowdy. The existing farm projects on this online investment platform are all insured. But in the event of unforeseen circumstances, the sponsor’s capital can be refunded.


Risevest provides its participants with dollar-denominated investments in the US and other markets to enable them to earn returns that make investing worth it. It gives you the option in investing with a portfolio of 30 high-growth stocks across the US market. You can also invest with our equity portfolio of power stocks of rented buildings in the US and manage your money for returns through rent and capital appreciation. Or you can invest in fixed income for 15% per annum.

Rejoice Obike
Rejoice Obike
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